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Tips For Getting The Best Auto Insurance Rate Possible

If you are like most automobile owners, you have probably shopped for auto insurance at least once in your lifetime. And like most of those people, you may have wondered whether there was really anything that you can do to lower the price of your insurance. Well, the good news for you is that there are certain steps you can […]

Life Insurance – Pros and Cons of Term Life and Whole Life Policies

“Do I need life insurance?” “Is whole life insurance a good investment?” “Is term life insurance risky?” Questions like these are posted in online communities on a daily basis. The answers vary widely, with the term life and whole life camps polarized. The tone of the debate is surprisingly strident. After all, the topic is insurance–not a something expected to […]

Term Insurance – More Cover At Affordable Rates

One may wonder whether there is anything cheap in these days, that too, Insurance. Insurance is an option for individuals to provide their beloved family with the chosen amount on the happening of any unfortunate event to the individual even if the event happens after one day of taking the policy. So, a compensation paid for the bereaved family need […]

Over 90 Insurance Designations and Rising

The insurance agent designations are not noted by rank. This is because a specialist working the senior market might think his insurance designation more important than one selling life insurance. And of course the opposite is very likely. In additional, some designations require very extensive and intense learning to obtain. Thanks to the continuing education requirements of state insurance department […]

Insurance Benefits on Credit Cards That Help You Save More

Credit cards are not just for spending money, but can also, when used correctly, help generate substantial savings through reward points. However, that’s actually only a small part of the benefits on offer. Nowadays a majority of credit cards even zero annual fee cards actually come loaded with various lesser known features that can help you save your hard-earned money. […]

Travel Insurance – A Must-Have For International Travellers

Travelling is one activity that every individual must undertake at one time or the other; it does not matter what the purpose of travel is, or whether the travel is local or international. A lot of people actually look forward to travelling to other parts of the world for various reasons and purposes, including but not limited to business, tourism, […]

Vacation Insurance… Saves Your Money, Time And Frustrations!

Don’t forget your vacation insurance before you take off for any travel. I am very serious when it comes to insurance, I do not want to take any chances, I grew up in a family with my mother as a sole bread winner, my Dad passed away when I was 10 years old without any insurance. Life was very very […]

Insurance Glossary of Terms

Assured – Those insured under the terms of an insurance policy. Benefit – The money paid to the policyholder when a claim is made. Bid Price – The selling price or cash-in value of your unit holdings. Bonus – Relates to a with-profits policy. The amount of money added to the benefit payable under the policy. The amount is dependent upon the profits made […]

How Much Liability Insurance Do You Need?

When most people consider their insurance needs, only certain types of coverage typically come to mind. Health insurance and life (or sometimes disability) insurance protect you and your loved ones; car and homeowner’s or renter’s insurance protect your major tangible assets. Personal liability insurance, frequently called an “umbrella” policy, seldom makes this list. But when a rainy day – or […]

Specialty Toy Insurance is Not Auto Insurance

To begin, let’s look at types of insurable “toys”: Motorcycles, Boats, Recreational Vehicles, Dune Buggies and Sandrails, All Terrain Vehicles, Side-By-Side Utility Vehicles, Modified Golf Carts, Golf Carts, Snowmobiles, Collector Vehicles, Travel Trailers and Personal Watercraft. Why do all of these vehicle types need their own individual insurance coverage? Any vehicle issued a state registration needs to be properly insured. […]